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Scott Severns

Severns and Howard

Scott Severns

Severns and Howard

Scott Severns

Severns and Howard

Scott R. Severns is the Founder of Severns and Brown. He graduated cum laude from Indiana University School of Law-Indianapolis in 1979. His professional career has focused on legal and health care issues that confront older adults. The law firm focuses primarily on the needs of older adults and their families in such areas as Medicaid, Medicare, health insurance, patients rights, guardianship administration, probate, estate planning, wills, trusts, and planning for long term care.

He is a member of the Indiana State and American Bar Associations. He is a founding member, Past President, and Fellow of the National Academy of Elder Law Attorneys. He has been Certified as an Elder Law Attorney (CELA) by the National Elder Law Foundation and is a VA Accredited Attorney. He is Past President of the National Citizens' Coalition for Nursing Home Reform (NCCNHR). He has served as a faculty member in several Indiana Continuing Legal Education Forums as well as the American Bar Association satellite education series and symposia and seminars sponsored by the National Academy of Elder Law Attorneys. He was Seminar Chair of ICLEF's seminar: Elder Law 1991. He has also had articles published in RES GESTAE and THE COMPLEAT LAWYER and THE LONG TERM CARE HANDBOOK.

He has served as policy analyst for United Senior Action, a senior citizen's advocacy organization. He has been instrumental in nursing home reform laws, both at state and national levels, and was a primary architect of Indiana's home health care legislation known as the CHOICE program. He is regularly quoted in news stories for his expertise on health care and other issues affecting the elderly and his law practice locally and has appeared on NBC's TODAY program. His law practice has been featured in Indianapolis Monthly Magazine, the New York Times and several other national publications.

In 2013, Mr. Severns was named Best Lawyers Lawyer of the Year in the Indianapolis Region for Elder Law, and has been named to the Super Lawyers list every year since 2008.  He holds a perfect AV 5.0/5.0 rating by his peers through Martindale Hubble.

Firm Description

For over 30 years, Scott Severns and the attorneys of Severns and Howard have worked exclusively with older adults and their families as well as persons with disabilities to secure their futures, protect their assets and their rights to health and long term care. Our attorneys are committed to giving the best legal advice and representation available, from drafting wills, trusts and estate plans to Medicaid, Medicare and health insurance issues and quality of care.

Hours

Day From To
Monday 8:30 AM 5:00 PM
Tuesday 8:30 AM 5:00 PM
Wednesday 8:30 AM 5:00 PM
Thursday 8:30 AM 5:00 PM
Friday 8:30 AM 5:00 PM

Cost

What Is an Elder Law Attorney?

Main Office

10293 North Meridian Street
Suite 150
Indianapolis, IN 46290

10293 N. Meridian Street
Suite 150
Carmel, IN 46290

On the web

View Firm Website


Medicaid 101
What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

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How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

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Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

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How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

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Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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Medicaid Planning Strategies

Careful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.

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Estate Recovery: Can Medicaid Take My House After I’m Gone?

If steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.

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Help Qualifying and Paying for Medicaid, Or Avoiding Nursing Home Care

There are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.

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Are Adult Children Responsible for Their Parents’ Care?

Most states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.

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Applying for Medicaid

Applying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.

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Alternatives to Medicaid

Medicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.

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ElderLaw 101
Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

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Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

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Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Long-Term Care Insurance

Understand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.

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Medicare

Learn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.

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Retirement Planning

We explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.

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Senior Living

Find out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.

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Social Security

Get a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.

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Special Needs Planning

Learn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.

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Veterans Benefits

Explore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.

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