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Maureen Loughran

Spain Spain & Varnet P.C.

Maureen Loughran

Spain Spain & Varnet P.C.

Maureen Loughran

Spain Spain & Varnet P.C.

Maureen Loughran joined Spain, Spain & Varnet in January 2016, after having earlier clerked for the firm during law school. Maureen attended law school at DePaul University College of Law where she received her Juris Doctor and Certificate in Family Law. Maureen was a Dean’s Merit Scholarship Recipient, Dean’s Certificate of Pro Bono Service Recipient, served on the executive board of the Child and Family Law Association and the Student Advisory Board of the Schiller DuCanto and Fleck Family Law Center while at DePaul. Maureen is certified as a mediator through the Center for Conflict Resolution and has mediated small claims cases and landlord tenant disputes in Cook County. Prior to joining the firm as an associate, Maureen practiced at a suburban boutique law firm specializing in probate, special needs planning and elder law. During law school Maureen also clerked for the Center for Disability and Elder Law and was a 711 licensed law clerk with the Cook County Office of the Public Guardian in the Adult Disabled Estates Division. Maureen completed her undergraduate studies at the University of Illinois at Urbana-Champaign where she received a dual Bachelors of Arts in Spanish and Honors Distinction in Political Science.

Maureen concentrates her practice in guardianship, general probate, traditional and special needs estate planning, and real estate. Maureen is a member of the National Academy of Elder Law Attorneys, the Illinois State Bar Association and the Chicago Bar Association. Maureen regularly volunteers with the Chicago Bar Association’s Wills for Heroes program, and Camp Kesem, a national organization that supports children through and beyond their parent’s cancer.

Firm Description

 

Spain, Spain & Varnet P.C. is recognized for its experience and expertise in planning for the
needs of clients who have a family member with special needs. The members of the firm are
versed in the laws unique to special needs issues and have drafted related legislation designed
to protect such individuals.

Hours

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Cost

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What Is an Elder Law Attorney?

Main Office

33 North Dearborn Street
Suite 2220
Chicago, IL 60602

1600 Golf Road #1257
Rolling Meadows, IL 60008

On the web

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Medicaid 101
What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

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How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

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Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

READ MORE
How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

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Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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Medicaid Planning Strategies

Careful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.

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Estate Recovery: Can Medicaid Take My House After I’m Gone?

If steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.

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Help Qualifying and Paying for Medicaid, Or Avoiding Nursing Home Care

There are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.

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Are Adult Children Responsible for Their Parents’ Care?

Most states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.

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Applying for Medicaid

Applying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.

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Alternatives to Medicaid

Medicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.

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ElderLaw 101
Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

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Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

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Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Long-Term Care Insurance

Understand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.

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Medicare

Learn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.

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Retirement Planning

We explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.

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Senior Living

Find out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.

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Social Security

Get a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.

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Special Needs Planning

Learn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.

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Veterans Benefits

Explore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.

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