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Janice Boyd Neal

Jan Neal Law Firm, LLC

Janice Boyd Neal

Jan Neal Law Firm, LLC

Janice Boyd Neal

Jan Neal Law Firm, LLC

Jan Neal is the owner of Jan Neal Law Firm, LLC, located in Opelika, Alabama.  Her firm contracts with four of Alabama’s local governments to provide legal assistance to senior citizens pursuant to the Older Americans Act and one local government to provide health insurance counseling to seniors and disabled persons.   She also privately represents individuals in elder law throughout the state and practices in the areas of Wills/Trusts/Estates, Probate, Health Law and Medicaid Planning, Disability and Special Needs Planning, Guardianships/Conservatorships, Social Security and Family Law.

Jan has worked with seniors for 33 years, including 27 years as an attorney and six years in other disciplines, including legal assistance for the University of Alabama Clinical Law Program, Legal Counsel for the Elderly; adult protective services casework for the Department of Human Resources; and investigation of complaints regarding the care of nursing home residents as one of Alabama’s first certified long-term care ombudsmen.  She also worked for the Montgomery Family Court in Grant Management.  She wrote The Alabama Medicare Map, Piecing It All Together: A Handbook for Caregivers, Long-Term Care: Scan the Options, Alabama Health Benefit Retirement Planning, Alabama Benefit Checklist.  Jan authored Alabama’s first Medicaid Qualifying Income Trust (MQIT) approved by the Alabama Medicaid Agency.  This trust has enabled thousands of Alabama residents, regardless of income, to qualify for Nursing Home Medicaid.  She provides training throughout the state to seniors, their families and professional groups, including nurses, social workers, assisted living and nursing home administrators and attorneys, on legal issues affecting seniors.  She is a charter member of the Elder Law Committee of the Alabama State Bar and a member of The National Academy of Elder Law Attorneys.

Jan completed her undergraduate work at Auburn University, earning a B.A. in Journalism.  She earned her J.D. from Jones School of Law in 1988 and has been licensed to practice law in Alabama since 1988.  

Firm Description

Jan Neal is the owner of Jan Neal Law Firm, LLC, located in Opelika, Alabama.  Her firm contracts with four of Alabama’s local governments to provide legal assistance to senior citizens pursuant to the Older Americans Act and one local government to provide health insurance counseling to seniors and disabled persons.   She also privately represents individuals in elder law throughout the state and practices in the areas of Wills/Trusts/Estates, Probate, Health Law and Medicaid Planning, Disability and Special Needs Planning, Guardianships/Conservatorships, Social Security and Family Law.

Jan has worked in senior services for 33 years, including 27 years as an attorney and six years in other disciplines, including legal assistance for the University of Alabama Clinical Law Program, Legal Counsel for the Elderly; adult protective services casework for the Department of Human Resources; and investigation of complaints regarding the care of nursing home residents as one of Alabama’s first certified long-term care ombudsmen.  She also worked for the Montgomery Family Court in Grant Management.  She wrote The Alabama Medicare Map, Piecing It All Together: A Handbook for Caregivers, Long-Term Care: Scan the Options, Alabama Health Benefit Retirement Planning, Alabama Benefit Checklist.  Jan authored Alabama’s first Medicaid Qualifying Income Trust (MQIT) approved by the Alabama Medicaid Agency.  This trust has enabled thousands of Alabama residents, regardless of income, to qualify for Nursing Home Medicaid.  She provides training throughout the state to seniors, their families and professional groups, including nurses, social workers, assisted living and nursing home administrators and attorneys, on legal issues affecting seniors.  She is a charter member of the Elder Law Committee of the Alabama State Bar and a member of The National Academy of Elder Law Attorneys. 

Jan Neal completed her undergraduate work at Auburn University, earning a B.A. in Journalism.  She earned her J.D. from Jones School of Law in 1988 and has been licensed to practice law in Alabama since 1988.

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What Is an Elder Law Attorney?

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207 N. 4th St.
Opelika, AL 36801

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Medicaid 101
What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

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How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

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Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

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To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

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Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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If steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.

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Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

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Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

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Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Long-Term Care Insurance

Understand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.

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Medicare

Learn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.

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Retirement Planning

We explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.

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Senior Living

Find out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.

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Social Security

Get a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.

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Special Needs Planning

Learn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.

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Explore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.

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