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Cheryl Henderson

Cheryl Chapman Henderson LLC

Cheryl Henderson

Cheryl Chapman Henderson LLC

Cheryl Henderson

Cheryl Chapman Henderson LLC

Cheryl Chapman Henderson is the founder and principal of the law firm of Cheryl Chapman Henderson, LLC., which serves Maryland and Washington, D.C.  Her firm is dedicated to practicing law from a Biblical Perspective.   Her practice is client and value-centered, focusing on Estate Planning, Elder Planning , and Probate and Trust Administration.

Cheryl is passionate about estate planning for everyone, and in simplifying the concepts of estate planning. She has designed hundreds of estate plans using the vital tools of trusts, wills, powers of attorneys and healthcare directives with strategies for:

  • Children and grandchildren
  • Parents
  • Beneficiaries with special and unique needs
  • Second marriages
  • Protecting beneficiaries from immaturity, creditors, divorce, and predators
  • Passing on values and leaving God honoring legacies
  • Charitable giving
  • Asset Protection
  • Benefits Planning, including Medicaid and Veterans Pension (“Aid & Attendance”)

Cheryl is equally passionate about the planning issues facing “long living” clients. She is an advocate for long-term life planning and planning according to abilities. She counsels her clients to expect to live long and satisfying lives, as God has planned. The Firm’s legal services include estate planning, special needs planning, asset preservation and benefits planning. She has recently added to her estate planning practice, Veteran’s Pension Benefits, an under-utilized benefit to assist wartime veterans and their surviving spouses with long term care costs.

Cheryl serves as probate and trust administration counsel. Her firm carefully guides clients through the maze of laws, regulations, requirements with the special “know how” to successfully settle an estate at death and distribute assets to heirs and intended beneficiaries.She has been in private practice for over 25 years. She is an honors graduate of George Washington University National Law Center, and received her undergraduate degree from Boston University. While an attorney for the City of Houston, Texas, she practiced and argued before the U.S. Supreme Court. She is a member of Wealth Counsel, a national organization of Estate Planning and Wealth Preservation Attorneys, Academy of VA Pension Planners, National Care Planning Council, among other organizations. She speaks frequently on estate planning, and has been a regular guest on the Wesley Watkis Money Talk radio program.

Cheryl is married to Bishop Lonnie P. Henderson, Founder and Pastor of Agape Christian Fellowship Ministries, an international church.He is also an author.She assists him in ministry. They formerly co-hosted the weekly television series Law 4 God. Cheryl’s greatest joy is sharing the Word of God in a plain, practical and empowering way.

Firm Description

Estate Planning

  • Wills
  • Trusts
  • Asset Protection
  • Powers of Attorney
  • Living Wills
  • Health Care Decisions
  • Retirement Benefits
  • Beneficiaries with special and unique needs
  • Second Marriages
  • Inter-generational gifting
  • Charitable Planning
  • Estate and Trust Administration
  • Probate of Wills and Administration of Trusts
  • Do I Need to Avoid Probate?
  • Administration of Estates and Trusts
  • Elder Law and Long-Term Care Planning
  • Medicaid qualification and planning
  • Veteran's Aid & Attendance Benefits qualification and planning
  • Home and assisted-living facility visits 

Hours

Day From To
Monday 8:30 AM 5:30 PM
Tuesday 8:30 AM 5:30 PM
Wednesday 8:30 AM 5:30 PM
Thursday 8:30 AM 5:30 PM
Friday 8:30 AM 5:30 PM

Cost

What Is an Elder Law Attorney?

Main Office

4920 Niagara Road
Suite 200
College Park, MD 20740

On the web

View Firm Website


Medicaid 101
What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

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How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

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Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

READ MORE
How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

READ MORE
Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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Medicaid Planning Strategies

Careful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.

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Estate Recovery: Can Medicaid Take My House After I’m Gone?

If steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.

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Help Qualifying and Paying for Medicaid, Or Avoiding Nursing Home Care

There are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.

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Are Adult Children Responsible for Their Parents’ Care?

Most states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.

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Applying for Medicaid

Applying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.

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Alternatives to Medicaid

Medicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.

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ElderLaw 101
Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

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Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

READ MORE
Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

READ MORE
Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Long-Term Care Insurance

Understand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.

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Medicare

Learn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.

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Retirement Planning

We explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.

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Senior Living

Find out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.

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Social Security

Get a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.

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Special Needs Planning

Learn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.

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Veterans Benefits

Explore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.

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