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Cecil S. Harvell Esq.

Harvell and Collins, PA

Cecil S. Harvell Esq.

Harvell and Collins, PA

Cecil S. Harvell Esq.

Harvell and Collins, PA

CECIL STROUD HARVELL:

AV Martindale-Hubbell Peer Review Rated; Native of Morehead City, North Carolina; admitted to Georgia State Bar in 1983 and admitted to North Carolina State Bar in 1987.

EDUCATION:

Emory University (B.A., 1980); Campbell University (J.D., 1983); Omicron Delta Kappa; Case Editor, Campbell Law Observer; Member, National Moot Court Team.

AFFILIATIONS:

Member and Past President, Carteret County Bar Association; 2004-2006 Chairman, Board of Directors, First Citizens Bank, Morehead City, NC; Past President, Carteret County Chapter of North Carolina Symphony; Past President, Hospice of Carteret County; Board of Trustees, North Carolina Symphony, Raleigh, NC; Board of Governors, Beaufort Historical Association; Board of Directors, Carteret County Habitat for Humanity; Elder and former Clerk of Session, First Presbyterian Church, Morehead City, NC; Past President, St. Egbert's School Advisory Board; Charter Member, Morehead City Lookout Rotary; Third Judicial District Bar; North Carolina Bar Association; and American Bar Association, Real Property, Probate and Trust Section.

AREAS OF PRACTICE:

Estate Planning, Elder Law, Probate Law and Administration, Estate and Gift Taxation, Business Succession Planning, Corporate and Business Transactions, Taxation, Commercial and Residential Real Property.

PERSONAL INTERESTS:

Boating, Sailing, Travel and Writing.

Firm Description

Harvell and Collins, P.A, a highly rated law firm serving Morehead City and Beaufort, North Carolina is a strategic combination of lawyers  firmly committed to providing comprehensive legal advice and representation while offering personalized customer service to its clients.  Cecil S. Harvell, Senior Partner, is AV Martindale-Hubbell Peer Review Rated in the areas of Trusts and Estates, General Practice, Aged and Aging.

Hours

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Cost

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What Is an Elder Law Attorney?

Main Office

1107 Bridges Street
Morehead City, NC 28557

On the web

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Medicaid 101
What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

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How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

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Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

READ MORE
How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

READ MORE
Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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Medicaid Planning Strategies

Careful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.

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Estate Recovery: Can Medicaid Take My House After I’m Gone?

If steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.

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Help Qualifying and Paying for Medicaid, Or Avoiding Nursing Home Care

There are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.

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Are Adult Children Responsible for Their Parents’ Care?

Most states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.

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Applying for Medicaid

Applying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.

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Alternatives to Medicaid

Medicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.

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ElderLaw 101
Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

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Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

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Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Long-Term Care Insurance

Understand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.

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Medicare

Learn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.

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Retirement Planning

We explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.

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Senior Living

Find out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.

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Social Security

Get a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.

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Special Needs Planning

Learn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.

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Veterans Benefits

Explore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.

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