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Bruce Reinoso

Woods Oviatt Gilman LLP

Bruce Reinoso

Woods Oviatt Gilman LLP

Bruce Reinoso

Woods Oviatt Gilman LLP

Bruce D. Reinoso is Senior Counsel in the Family Wealth & Estate Planning Department. He concentrates his practice in the areas of estate planning and elder law. He counsels and advises clients regarding estate and long term care planning, Wills, Trusts, Real Estate transfers, Powers of Attorney, Health Care Proxies, Living Wills, Guardians, long term care insurance, Medicare, Medicaid, employer and retiree group health benefit plans and other health insurance.

Mr. Reinoso works with clients and their financial advisers to develop personalized plans integrating lifetime conservation and management of resources, deployment of retirement and deferred compensation assets, orderly wealth transfer to heirs and estate tax planning. He also helps clients protect their interests when disputes arise and find solutions when there was too little planning too late.

He serves as one of the trust managers for the Western New York Pooled Supplemental Needs Trusts. Mr. Reinoso was one of the principal drafters of the pooled trust agreements established by People, Inc. and Legal Services for the Elderly, Disabled and Disadvantaged of Western New York, Inc. Mr. Reinoso regularly presents educational programs regarding estate planning and elder law to state and local professionals and their clients.

Firm Description

Our attorneys counsel and represent on all matters involving estate planning, administration, charitable giving, planning for the elderly and infirm, and other issues that involve family members. We are committed to treating every issue with the care and sensitivity it deserves and providing you with the counsel that will best provide for and protect your family and your estate’s assets.

For individuals, our work includes estate planning; wills and living trusts and irrevocable trusts; wealth transfers to individuals, trusts and charities; estate administration and post-death tax planning and estate litigation. For business owners our work also includes succession planning and choice of entity and planning for retirement benefits. We help our clients prepare for the near and long-term future with advice on shifting income to children, funding for college education, disability planning and guardianships for exceptional children and disabled individuals as well as issues regarding powers of attorney, living wills, health care proxies, Medicaid and long-term health care.

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What Is an Elder Law Attorney?

Main Office

700 Crossroads Building
#2 State Street
Rochester, NY 14614

1900 Main Place Tower
350 Main Street
Buffalo, NY 14202

On the web

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Medicaid 101
What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

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How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

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Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

READ MORE
How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

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Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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Medicaid Planning Strategies

Careful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.

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Estate Recovery: Can Medicaid Take My House After I’m Gone?

If steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.

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Help Qualifying and Paying for Medicaid, Or Avoiding Nursing Home Care

There are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.

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Are Adult Children Responsible for Their Parents’ Care?

Most states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.

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Applying for Medicaid

Applying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.

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Alternatives to Medicaid

Medicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.

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ElderLaw 101
Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

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Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

READ MORE
Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Long-Term Care Insurance

Understand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.

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Medicare

Learn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.

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Retirement Planning

We explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.

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Senior Living

Find out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.

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Social Security

Get a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.

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Special Needs Planning

Learn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.

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Veterans Benefits

Explore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.

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