When Is a Hospital Stay Not a Hospital Stay? Bill Aims to Fix Costly Medicare Loophole
Sen. Charles E. Schumer (D-NY) is introducing a bill to change Medicare law so that elderly patients are not charged unfairly...
Read moreWe go to hospitals because we're sick and want to get better, but these days hospitals can make us sicker, or worse. Nursing and other staff shortages, created in large part by stingy reimbursements from managed care, Medicare and Medicaid, mean that patient care can range from spotty to neglectful to life-threatening. According to a 1999 Harvard study, hospitals kill nearly 100,000 people a year because of human or mechanical error.
Increasingly, it's becoming the responsibility of the patient or his or her family and friends to zealously advocate for good care. Responding to this new reality, three new books '“ all by medical professionals '“ offer inside tips on how to not only survive a hospital stay but to come home healthier than when you went in. (Imagine that!)
Dr. Joseph Sacco, author of "Health Smart Hospital Handbook" (Alpha Books, 2003. Price: $1.10 (used) from Amazon.com -- click on book to order.) is a medical director at New York City's Bronx-Lebanon Hospital Center. He presents an insider's view of a hospital's workings and how to negotiate the hospital bureaucracy and work with doctors and staff. Dr. Sacco also offers a detailed primer on diseases; outlines the qualifications of various professionals; and describes tests, medicines and equipment. Sacco stresses that patients may have alternatives to a hospital stay. Doctors admit people for many reasons, he says, "not all of which have to do with the need to be in the hospital."
Thomas A. Sharon, author of "Protect Yourself in the Hospital" (McGraw-Hill, 2003. Price: $12.95 from Amazon.com -- click on book to order.) is a registered nurse and a legal consultant for malpractice cases. Sharon's guide offers "insider tips for avoiding hospital mistakes," including how to advocate for oneself or a loved one without alienating hospital staff, ways to prevent common conditions like bedsores and hospital-acquired infections, avoiding mishaps in intensive care units, and how to play the "emergency room waiting game." Sharon arms patients or their families with the knowledge to advocate effectively on their own or a love one's behalf.
Dr. David Sherer, author (with co-author Maryann Karinch) of "Dr. David Sherer's Hospital Survival Guide" (Claren Books, 2003. Price: $9.72 from Amazon.com -- click on book to order.) is an anesthesiologist. Dr. Sherer's contribution to navigating the hospital maze emphasizes surgical hospitalizations, and includes a chapter on what to expect and ask for in his own specialty. He notes that July, when the new interns start, is the most dangerous month to have a procedure done at a teaching hospital. He also presents proven tips for reducing hospital bills and offers a range of suggestions for making hospital stays safer and more pleasant. Sample tip: Request EMLA anesthetic cream to make I.V. starts less painful for children.
Local Elder Law Attorneys in Your City
Sen. Charles E. Schumer (D-NY) is introducing a bill to change Medicare law so that elderly patients are not charged unfairly...
Read moreMedicare Part A covers institutional care in hospitals and skilled nursing facilities, as well as certain care given by home...
Read moreIf you are admitted to a hospital as a Medicare patient, the hospital may try to discharge you before you are ready. It is im...
Read moreOnce a resident is settled in a nursing home, being told to leave can be very traumatic. Nursing homes are required to follow...
Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MORELearn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MORE