Medicare Part B
Medicare Part B basically covers "outpatient" care: office visits to medical specialists, ambulance transportation, diagnosti...
Read moreSeniors across the nation are beginning to feel the effects of doctors leaving Medicare, and the problem is reaching crisis proportions in some areas, according to an article in the Los Angeles Times.
More and more physicians will not accept new Medicare patients because of increased health care costs, reductions in reimbursements and problems with Medicare HMOs. The problem has forced social service agencies in some communities to consider Medicare beneficiaries "medically underserved," the Times reports.
The article focuses on Colorado as 'one of the more dramatic examples of a trend that is sweeping the country and threatening to undermine Medicare.' In some areas, such as Colorado, six of 10 primary care physicians will not accept new Medicare patients.
In Boulder, many seniors now have to make as many as a dozen phone calls just to find a physician who is still accepting new Medicare patients. "Seniors are going without care, and patients are getting sicker," said Jim Peters, vice president of Boulder Community Hospital. "We are close to a crisis."
Reductions in Medicare reimbursements are a major reason why physicians are leaving the program. Medicare this year reduced physician reimbursement rates by 5.4 percent and plans to reduce the rates by an additional 4.4 percent next year. Before the election, bills to increase Medicare physician reimbursement rates were blocked by Republican lawmakers.
For the full Los Angeles Times article, go to: https://www.latimes.com/news/nationworld/nation/la-na-medicare4nov04.story . (Article may be only temporarily available.)
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Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
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READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
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