Court Rules That Aunt Who Helped Nephew Buy Home in Exchange for the Promise of a Place to Live Has a Case
Often seniors will make deals with other members of their family to secure their care or living arrangements . . .
Read moreHundreds of thousands of Social Security disability (SSD) claimants are waiting up to three years for a resolution of their disability appeals, according to a Dec. 10, 2007, article in the New York Times.
During the long wait for an appeals hearing, more and more claimants are losing their homes, filing for bankruptcy, dying from their illnesses or even committing suicide. The average wait now exceeds 500 days, and the backlog of cases numbers 755,000; in 2000 the wait was 258 days and the backlog was 311,000 cases.
The Social Security Administration's (SSA) plan to hire 150 appeals judges to tackle the backlog is caught in the showdown between Congress and the White House over domestic appropriations. President Bush proposed a $9.6 billion budget for the SSA for fiscal year 2008, but an additional $100 million is needed to hire more SSA judges. Congress had approved an increase of $275 million for the SSA in November, but Bush vetoed the bill that included the increase. If the standoff continues and the government operates through continuing resolutions, the SSAA's spending will remain at last year's level, which would not only scuttle the plan for new judges but conceivably lead to furloughs, according to SSA Commissioner Michael A. Astrue.
The increased backlog in appeals over the last decade is the result of litigation, funding shortages, and the rising number of SSD applications from baby boomers in their 50s and 60s. About 2.5 million disability cases are filed each year, two-thirds of which are denied initially by state agencies based solely on the documentary record. Most claimants give up at that point or after their request for local reconsideration is denied. But two-thirds of the more than 575,000 claimants who appeal eventually win reversals after a hearing before an SSA judge.
Federal officials predict that the lack of additional judges will mean even longer waits and more personal hardships for claimants. The long delays are also a strain for state welfare agencies that provide cash assistance to some SSD claimants during their long wait for an appeals hearing.
Like his predecessors, Commissioner Astrue has promised faster decisions. He indicated that the SSA has begun a process for the speedier initial approval for claimants who are clearly eligible and that more hearings are being held by video. But indications are that there will be no significant impact on the backlog without major increases in funding, judges, and support staff.
For the full text of the New York Times article, "Disability Cases Last Longer as Backlog Rises," go to: https://www.nytimes.com/2007/12/10/us/10disability.html?_r=1&hp&oref=slogin (Free registration required and article is available free of charge for only one week.)
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Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
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READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
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READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
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READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
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READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
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READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
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