Vacant Lot Yields Hidden Treasure for Massachusetts Medicaid Officials
Cash-strapped states are leaving no stone unturned when it comes to recovering from the estates of deceased Medicaid . . .&nb...
Read moreA groundbreaking program in Massachusetts is expected to ease the financial burden on families with elderly or disabled relatives in need of care by paying family or friends about $18,000 a year to care for them.
On December 1, 2006, the Massachusetts Executive Office of Elder Affairs and the Office of Medicaid launched the Enhanced Adult Family Care Program, which is intended to both help address a shortage of professional caregivers and fulfill the wishes of most elderly and disabled to receive needed care in their own homes.
The program is run by MassHealth, the state's Medicaid program, and has a $2 million budget. To be eligible for the program, those requiring care must meet asset and income requirements and must need assistance with at least three basic activities such as bathing, dressing, eating, or with the management of behavior.
Those eligible to be paid as caregivers include most family members and friends other than legally responsible relatives like a spouse or parent. The elderly or disabled person can either move in with the caregiver or the caregiver can move into the elderly or disabled person's home. Caregivers in the program also receive support from SeniorLink, a nationwide network of credentialed care managers.
Although Al Norman, the executive director of Mass Home Care, considers the $18,000 to be 'abysmally low,' he said the program relieves some pressures on the families because they no longer have to search for new caregivers or housing and this helps to keep people out of institutions.
For a Boston Globe article on the program, click here.
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Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
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READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
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