If I Pay Off the Loan on My Father's House, Will it Affect His Medicaid Eligibility?
My dad has been in a nursing home for about four years. My brother made payments on my father's house for eight years, and I...
Read moreA U.S. district court has dismissed a lawsuit brought by Congressman John Conyers, Jr., and 10 other members of the U.S. House of Representatives challenging the constitutionality of the Deficit Reduction Act of 2005 (DRA).
In their suit, the House members had argued the law was unconstitutional because the version passed by the Senate and signed by President Bush was different from the version passed by the House. In dismissing the suit, Judge Nancy G. Edmonds of the U.S. District Court for the Eastern District of Michigan first found the House members lacked standing to bring the suit because even if the court were to strike down the DRA as unconstitutional, there would be no guarantee that the remedy would stick, since Congress could pass an identical version of the statute that met the procedural requirements of the Constitution. The court further reasoned that even if the House members had standing, the certification of the presiding officers of both houses of Congress served as "unimpeachable evidence" that the legislative branch had met its constitutional responsibilities in passing the bill.
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Several provisions of the DRA severely restrict the ability of the elderly to transfer assets before qualifying for Medicaid coverage of nursing home care. The law barely passed both houses of Congress. Then, due to the House Clerk making substantive changes to the law, the version ultimately passed by the House was different from the version passed by the Senate and signed by the President. This discrepancy, the House members argued in their suit, violated the constitutional requirement that a law pass both houses of Congress before it is sent to the President to be signed into law. The House members' suit is the third one challenging the DRA to be dismissed by a U.S. district court. In August, a suit by the consumer group Public Citizen, was thrown out by a district court in New York. One more suit, brought by ElderLawAnswers member attorney Jim Zeigler, is still proceeding in U.S. District Court in Alabama.
Mayer Morganroth of the Michigan firm of Morganroth & Morganroth, which is representing the plaintiffs, told ElderLawAnswers, "we are definitely appealing, and we are confident that the dismissal will be overturned." He added, "[t]he Constitution requires that both houses pass the bill before it can become law, and a Congressman must not have his or her vote be nullified or denied!"
To download Judge Edmond's opinion dismissing the House members' lawsuit, click here. (If you do not have the free PDF reader installed on your computer, download it here.)
My dad has been in a nursing home for about four years. My brother made payments on my father's house for eight years, and I...
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Read moreWe?ve all heard that it?s better to give than to receive, but if you think you might someday want to apply for Medicaid long-...
Read moreUnder Medicaid law, following the death of the Medicaid recipient a state must attempt to recover from his or her estate what...
Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MORELearn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.
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READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MORE