The Five Components of a Good Estate Plan
Many people believe that if they have a will, their estate planning is complete, but there is much more to a solid estate pla...
Read moreResearch shows that Americans are more likely to talk to their children about safe sex and drugs than to talk to their terminally ill parents about their preferences for end-of-life care. Nevertheless, experts agree that the time to discuss end-of-life care and the options available is before a life-threatening illness strikes.
There are many Internet resources available to help people explore care options, locate caregiving organizations, and record their wishes in ways that will be respected by medical professionals. Following are a few of the leading Web sites that offer guidance on navigating life's final stage:
Partnership for Caring www.partnershipforcaring.org/HomePage/
This information-packed site is the product of a national nonprofit organization that brings individuals and organizations together to improve how people die in our society. Among other services, Partnership for Caring operates the only national crisis and informational hotline dealing with end-of-life issues and provides state-specific living wills and medical powers of attorney. These state-specific documents are downloadable from the Web site, which also features a valuable resource guide. In particular, see the 'Toolkits' section, including a Checklist for Evaluating Quality of Care.
Growth House, Inc. www.growthhouse.org/default.html
This site bills itself as 'the Internet's leading online community for end-of-life care.' It serves as a gateway to resources for life-threatening illness and end-of-life care. The site's best feature is an extensive resource directory that ranks different sites and provides direct links to them. Topic pages explain major issues and link you to "best of the net" resources around the world that meet the site's review standards.
National Hospice and Palliative Care Organization www.nhpco.org
The National Hospice and Palliative Care Organization is the largest nonprofit membership organization representing hospice and palliative care programs and professionals in the United States. The site's best feature is its 'find a hospice program' search function. In addition, clicking on Hospice Care Information on the main page brings you to a valuable collection of tools, including 'Communicating Your End of Life Wishes,' 'How to Select a Hospice Program,' and 'The Medicare Hospice Benefit.'
Last Acts www.lastacts.org
Last Acts helps individuals and organizations pursue better ways to care for the dying. The group's main emphasis is on palliative care, which focuses on ways to ease pain and make life better for people who are dying and their loved ones. The site features a searchable resource directory and an electronic newsletter.
Completing a Life www.completingalife.msu.edu
This is the site for a soon-to-be-released CD-ROM aimed at helping patients and families learn about the practical, emotional, spiritual and medical issues faced by those dealing with advanced illness. The CD-ROM, which will be available by the end of September 2001, will address such areas as getting good pain relief, talking with health professionals, family communication, writing advance directives, and finding answers to spiritual questions.
On Our Own Terms www.pbs.org/wnet/onourownterms
This is the site for the four-part PBS television series 'On Our Own Terms,' hosted by Bill Moyers. The site features excerpts from the series as well as an impressive array of end-of-life tools, including 'Dying: a Financial Guide' that offers details on applying for financial aid from the government.
Local Elder Law Attorneys in Your City
Many people believe that if they have a will, their estate planning is complete, but there is much more to a solid estate pla...
Read moreBarbara Mancini believes that a major reason for the ordeal her father endured in his final days was the failure of his hospi...
Read moreA new study by Boston College's Center for Retirement Research indicates that purchasing long-term care insurance makes finan...
Read moreMy father was placed in a nursing home six weeks ago and he will be applying for Medicaid. He has two cars: a truck that is p...
Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MORELearn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MORE