Search Articles

Find Attorneys

Getting Outside Help When Providing Care at Home

  • January 15th, 2019

[This article was originally published on April 24, 2013.  The links were updated on July 12, 2018.]

Public and private agencies offer a variety of home care services that may be available to you, including the following:

  • Home health care, either part-time or 24-hour care
  • Personal care and homemaking services, such as shopping, cooking and cleaning
  • Services delivered to the home, such as meals programs, transportation and home repair
  • Adult day care centers that offer more intensive services than senior centers. There are more than 2,000 such centers around the nation and they are usually affiliated with churches or non-profit community agencies.
  • Money management
  • Respite services. These programs provide caretakers with a periodic break. A home care professional or aide substitutes for the caretaker for a specified period of time.

Medicare and Medicaid provide some coverage of the medical portion of home health care. Although the coverage is often inadequate, when combined with other resources available to the older person and his or her family, it may be enough to keep a fragile older person at home for a longer period of time. For an explanation of the coverage of home health care available under Medicare, click here. Recognizing that home care can cost far less than nursing home care, a growing number of states are providing services to those who remain in their homes, but Medicaid home care services vary widely from state to state.

Local Elder Law Attorneys in Your City

Elder Law Attorney

Firm Name
City, State

Elder Law Attorney

Firm Name
City, State

Elder Law Attorney

Firm Name
City, State

There are thousands of private home care agencies around the nation. About half of these are Medicare or Medicaid certified agencies, meaning that these two federal programs will reimburse for services provided by the agency if the services are covered. Such certification also means that the agency has met certain minimum federal standards regarding patient care and finances. Home care agencies can also gain accreditation from private accrediting organizations. The three major accrediting groups for home care agencies are the Community Health Accreditation Program; the Joint Commission on Accreditation of Healthcare Organizations; and the National Association for Home Care & Hospice.

Non-medical services are also available to help older persons remain independent. The Older Americans Act funds more than 10,000 senior centers and gives grants to state and Area Agencies on Aging to provide services to seniors that include Meals-on-Wheels, transportation, respite care, housekeeping and personal care, money management, and shopping. Services are usually free but staffing may be limited.

To find Area Agencies on Aging programs across the country, visit the Eldercare Locator Web site at https://www.eldercare.gov or call the nationwide, toll-free Eldercare Locator at 1-800-677-1116.  In many cases, these agencies may offer case management and coordination services as well.

The profession of "private geriatric care manager" has evolved to help coordinate services for seniors. Private geriatric care managers usually have a background in either social work, nursing, or psychology and are experts in helping older persons and their families make arrangements for various kinds of long-term health care. These care managers evaluate an older person's needs, review the options available, and monitor care once it is being delivered. To find a geriatric care manager in your area, visit the Web site of Aging Life Care Association (formerly the National Association of Professional Geriatric Care Managers) at https://www.aginglifecare.org.

Other helpful articles from ElderLawAnswers:

Checklist on Hiring a Home Care Provider

Hiring a Caregiver: Should You Employ One Yourself or Go Through an Agency?

How to Select an In-Home Aide

 

Additional resources

Web sites

AARP:  Needs Assessment Checklists

Administration on Aging: How Do I Hire a Home Care Employee?

American Geriatrics Society: Eldercare at Home

Family CaregiverAlliance: Hiring In-Home Help

National Institute on Aging: There’s No Place Like Home – For Growing Old

Mayo Clinic: Home Care Services: Questions to Ask

Veterans Administration: Aide and Attendant Benefit

Caring Connections: Caring for Someone

 

Books:

ElderCare 911: The Caregiver’s Complete Handbook for Making Decisions, S. Beerman, MS, MSW and J. Rappaport-Musson, CSA (2008, Prometheus Books)

How to Care for Aging Parents, Virginia Morris (2004, Workman Publishing)

The Caregiver’s Helpbook: Powerful Tools for CaregiversLegacy Caregiver Services, (2006, Legacy Health System 


Last Modified: 01/15/2019
Learn the secrets of estate planning from an expert
ADVERTISEMENT
Medicaid 101
What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

READ MORE
How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

READ MORE
Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

READ MORE
What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

READ MORE
How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

READ MORE
Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

READ MORE
Medicaid Planning Strategies

Careful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.

READ MORE
Estate Recovery: Can Medicaid Take My House After I’m Gone?

If steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.

READ MORE
Help Qualifying and Paying for Medicaid, Or Avoiding Nursing Home Care

There are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.

READ MORE
Are Adult Children Responsible for Their Parents’ Care?

Most states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.

READ MORE
Applying for Medicaid

Applying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.

READ MORE
Alternatives to Medicaid

Medicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.

READ MORE
ElderLaw 101
Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

READ MORE
Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

READ MORE
Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

READ MORE
Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

READ MORE
Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

READ MORE
Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

READ MORE
Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

READ MORE
Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

READ MORE
Long-Term Care Insurance

Understand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.

READ MORE
Medicare

Learn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.

READ MORE
Retirement Planning

We explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.

READ MORE
Senior Living

Find out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.

READ MORE
Social Security

Get a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.

READ MORE
Special Needs Planning

Learn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.

READ MORE
Veterans Benefits

Explore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.

READ MORE