New Yorker Article Highlights Abuses in the Guardianship System
Serious problems with the public guardianship system in the United States can lead to elder abuse, according to an in-depth a...
Read moreStudies show that older Americans prefer to stay in their own homes if they possibly can. To make remaining at home a realistic option for as many elderly individuals as possible, pioneering "aging in place" organizations are starting to spring up in communities around the nation.
These non-profit groups, usually started by community members themselves, generally charge an annual membership fee and in return provide services that can range from transportation, shopping, errand running, home repair, computer assistance and occasional meal preparation.
The Center for Aging in Place currently lists 18 such groups nationwide. Many are appearing in relatively affluent and educated communities. For example, there's Boston's Beacon Hill Village, which is one of the first such groups and the model for many others. A household (couple) membership is $850 a year, although low-income rates are available. Advertised services include home repair, transportation, weekly grocery shopping and "assisted living in your home." Persons age 50 and older who live on Beacon Hill and in its adjacent neighborhoods are eligible for membership.
A household membership in Capitol Hill Village, serving the Capitol Hill neighborhood of Washington, D.C., costs $750 a year. Volunteers are available to provide a range of services. When a volunteer is not available or appropriate, members can contact vendors like plumbers, window washers, electricians, handymen, painters, and rug cleaners who have been pre-screened by the organization.
On the West Coast, there's Avenidas Village in Palo Alto, California, which offers members "a one-call resource for all your needs." Services include transportation to and from medical appointments when a doctor advises against driving, access to pre-screened vendors, discounts on services, a daily personal telephone check-in service, and members-only social and cultural activities. A household membership is $900 and Avenidas reached its initial target of 340 charter members in April 2008.
For a Consumer Reports article on these groups, click here.
For a list of aging in place groups provided by The Center for Aging in Place click here.
For more on retirement living from ElderLawAnswers, click here.
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Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
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READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
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READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
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READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
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READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
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READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
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