What's a Health Care Proxy and Why Do I Need One?
If you become incapacitated, who will make your medical decisions? A health care proxy allows you to appoint someone else to...
Read moreHospitals often give patients a health care proxy form to sign on being admitted. While signing a generic health care proxy form is better than not signing one at all, these documents vary in the amount of care that has gone into their drafting, and having one that is specifically tailored to your needs can be important.
A health care proxy allows you to appoint someone else to act as your agent for medical decisions. In general, a health care proxy takes effect only when you require medical treatment and a physician determines that you are unable to communicate your wishes concerning what that treatment should be. Appointing someone to serve as your agent helps ensure that your medical treatment instructions will be carried out.
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While a health care proxy serves to appoint an agent to speak for you, you can also use it to give the agent guidance about your medical wishes. Following are some issues that can be addressed in a health care proxy:
Whatever choices you make, you should take time to consider your health care wishes before signing a health care proxy. For this reason, signing a generic hospital form may not a good idea, as many of these forms will not take your individual wishes into account. However, this is not true for all forms used by hospitals. For example, hospitals and other health care facilities in Massachusetts use an excellent proxy form that was developed by a interdisciplinary committee that included Chatham, Mass., ElderLawAnswers member Russell E. Haddleton.
Also bear in mind that if you already have a health care proxy as a part of your estate plan, the generic form will revoke your more personal health care proxy.
A qualified attorney can help you create a document that addresses your particular situation.
For more information on health care decisions, click here.
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Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
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READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
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READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
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