Medicaid's Benefits for Assisted Living Facility Residents
Almost all state Medicaid programs will cover some assisted living costs, although there may be a waiting list.
Read moreFor an update on this article, click here.
On March 28, Elaine Vaughn's 94-year-old mother was given 60 days notice to find a new assisted living facility in her town of Poulsbo, Washington. The facility's owners announced that they could no longer afford to underwrite Medicaid residents like her, and she would have to go. Their decision has left a dozen older residents of Liberty Shores Assisted Living Retirement Community suddenly homeless. Mrs. Vaughn's mother had not left the building for eight years.
Northwest Care Management, the owners of Liberty Shores and three other eldercare facilities with Medicaid contracts, announced its decision just a day before Washington State Gov. Christine Gregoire signed a law designed to protect Medicaid recipients living in assisted care homes. The new law, which contained an emergency clause putting it into effect the day it was signed, stipulates that all boarding facilities that decide to stop accepting Medicaid payment must allow residents to stay or convert to Medicaid within 180 days of the facility's withdrawal from Medicaid.
State legislator Sherry Appleton, who supported the law, expressed shock that residents would be evicted before it took effect. "I just would not have expected that to happen," she told the local press. "As a member of our community, I'm terribly disappointed."Â "It was an eleventh-hour attempt to avoid the new law that would essentially protect these vulnerable people," Mrs. Vaughn said.
Northwest Care Management released a statement saying that it was "loathe" to take the step, but that Medicaid covered only about half of the real costs of the facility program, and that privately paying residents were having to pay more to make up for the shortfall.
Although some 30 states now allow Medicaid coverage of assisted living stays, more facility operators are dropping out of the Medicaid program and evicting residents. "This is a hot issue in this state, and everyone is getting involved," says George Zimmerman, residential policy manager at the State's Aging and Disability Services. In neighboring Oregon, assisted living operators have been trying to phase out Medicaid contracts in 29 centers across the state, and ElderLawAnswers earlier reported on evictions of Medicaid patients from facilities run by Assisted Living Concepts, Inc.
Mrs. Vaughn refuses to accept her mother's fate quietly. She has started a vigorous campaign to get the facility to back down. She has written the governor, lawmakers in the state House and Senate, and state regulators, and now awaits the state attorney general's ruling on the legality of the company's actions.
"The responses I hear from the president and CEO of Northwest Care Management are all from the business standpoint," Mrs. Vaughn says. "But he's taken pride, dignity and hope away from people in the process." As of now, her mother's move-out date is June 26.
For an article in the local North Kitsap Herald, on the evictions, click here.
Local Elder Law Attorneys in Your City
Almost all state Medicaid programs will cover some assisted living costs, although there may be a waiting list.
Read moreConsumers need to understand what they are getting before they choose an assisted living facility. A new report by ...
Read moreAll long-term care costs, particularly assisted living, rose sharply in 2020, according to Genworth?s latest annual Cost of C...
Read moreAssisted living facility residents on Medicaid are at risk of eviction if they leave the facility, even for a temporary hospi...
Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MORELearn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MORE